Our Differences


We are experts in helping families protect, grow and transfer wealth from one generation to another by caring for what really matters.


Integrity. We do what is right and adhere to the highest ethical principles. We do what we say.

Excellence. We maximize and secure your net worth by being focused and detailed.

Knowledge. We use our expertise to give a clear picture of the upside and downside of potential actions and transactions.

Trust. We listen first and then we turn our knowledge into value for you.


To be accessible and dedicated supporters of our clients, helping to grow and preserve the legacy of the family values and wealth you have created through generations.

Our Model

We are dedicated to providing the most comprehensive expert advice possible. We provide high-net-worth individuals who have sophisticated and evolving needs with tailored solutions and valuable guidance to help them make the best decisions for themselves, their businesses, and their families.

Holistic approach to planning

We consider the big picture, as well as the minute details, allowing us to deliver a variety of creative and trusted solutions.
We do in-depth research. We conduct independent market research to offer our clients the best plans in the industry. We stress plan quality and financial solvency for our clients.

Specialized approach to guidance

We have dedicated actuarial expert with great experience and deep knowledge of the insurance industry.

Customer-centric approach to service

We care for our clients and their life insurance as if they were our family and their wealth were our own.

We do not hold our clients’ money. We advise them on what to do with it. Solid, publicly traded, strongly regulated Canadian insurance companies with audited financial statements receive, invest and return our clients’ money to them. They give them regular statements of account. Our clients can verify the status of their money, plans, and accounts directly with them at any time.

Our roots & history

From David Forest’s start as a Financial Security Advisor to establishing a boutique insurance services firm serving high-net-worth individuals, we have endeavoured to build a reputation for professionalism and enduring client success, thanks to our easy-to-understand and personalized advice.


David Forest makes his debut in the life insurance business as an agent with London Life.


David earns the Chartered Life Underwriter (CLU) designation, finishing top of class out of 400 graduating students. He receives the John A. Tory Gold Medal for achieving the highest marks in Canada.


David’s desire to bring all options and available plans to our clients led to the founding of David Forest Financial Services, an independent advisory firm providing unbiased guidance.


Jean Roy, a Fellow of the Canadian Institute of Actuaries joins our firm, after 13 years of head office experience with Standard Life. His skills and technical knowledge enhance our firm’s competence in successful estate planning.



Financial Security Advisor Bobby Filippelli earns his Chartered Life Underwriter (CLU) designation.



Jean becomes a partner and shareholder of David Forest Financial Services.


David qualifies for the Top of the Table for the 32nd year. He has been a Qualifying and Life Member of the Million Dollar Round Table (MDRT is a global, independent association of the world’s leading life insurance and financial services professionals. An organization dedicated to encouraging ethical values, sharing ideas and concepts clients have found to be valuable and helping to improve business practices.) for over 45 years.

David Forest Financial Services celebrates its 35th anniversary with a new brand identity that reflects its heritage, marks its evolution, and highlights its reputation as an innovative and excellence-driven independent multigenerational advisory firm to ultra-high-net-worth individuals.



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What you can expect from FOREST.

  • We will listen first, always.
  • We will gain a thorough understanding of your unique circumstances in order to deliver personalized planning and solutions.
  • We will develop a solid relationship with you and your advisors so that all are aligned to meet the highest standards and your expectations.
  • We will coordinate with experienced attorneys and tax advisors to incorporate life insurance into your retirement, estate, and wealth transfer plans.
  • We will maximize the benefits of your wealth during your lifetime and provide for those you care for long after you are gone.
  • We will provide you with innovative estate planning solutions, including charitable giving.