David Forest Financial Services

Services


What we can do for you

  • Provide plans with advantages not available with stocks, bonds and real estate.
  • Provide you with creative estate planning ideas.
  • Protect you, your income and your capital against the risks of death, disability and living longer than expected.
  • Advise you on how to create tax-free capital dividends for your private company.
  • Help you with creative ideas on charitable giving using life insurance and annuities.
  • Help you split income with other family members in order for you to lower your total income tax bills.
  • Help protect your assets against creditors.
  • Help you with your asset allocation choices.

Individual plans

  • Tax-free life insurance
  • Life insurance plans which give you 97.5% of insurer's profits
  • Tax-free disability income insurance
  • Tax-free critical illness insurance
  • Tax-exempt savings plans for children and grandchildren
  • Life annuities
  • Term annuities and term deposits
  • Segregated fund investments with capital guarantees
  • Registered savings plans

Corporate plans

  • Retirement & estate planning for shareholders
  • Partnership Insurance
  • Key Man Insurance
  • Group Insurance and Pension Plans